Tag Archives: credit card debt
Ways To Reduce Credit Card Debt
Just about everyone who possesses a credit card is looking for a way to tone down that debt, and for good reason. The average credit card debt at the end of 2016 was just under $6,000 per household, with some being more or less depending on a variety of factors. Why Credit Card Debt Is Continue Reading
Late Payments on Credit Card Debt
Late payments? Are you looking for direction on what to do about late payments on high interest credit card debt? If you are getting calls for late payments by your credit card company and threats to take you to court, you need to know your rights and how to deal with this situation. If you Continue Reading
Bankruptcy for Your Small Business Non-Consumer Debt
Do you have overdue small business debt? Those of you with small businesses may be dealing with some debt as a result of the recession. The recession was tough on small business, but bankruptcy is a federal process that can also help you with your small business debt. Most small business loans are backed by Continue Reading
Bankruptcy Law Professionals Stops Creditor Harassment in Orange County
Creditor harassment is common across our clients in both Orange County and Riverside or Inland Empire areas. Creditors or collections companies are sometimes aggressive in collections activities especially with phone calls to your personal cell phone or home. Some may even contact you at your place of work. It is legal for a creditor collect Continue Reading
How Much Credit Card Debt Do I Need to File Bankruptcy?
If you are asking yourself whether you have enough credit card debt to file for bankruptcy, now may be the right time for you to do it. Putting off a bankruptcy will only place you in a more and more urgent position to get your bankruptcy filed. There is no specific minimum amount of credit Continue Reading
Bankruptcy and Credit Card Debt
Our bankruptcy attorneys in Orange County, Riverside County and San Bernardino County have the best local experience to help you resolve your credit card debt issues. Credit card debt is sometimes referred to as unsecured debt because the debt is not attached to any particular asset that you own. It is simply a line of Continue Reading
Bankruptcy and Your Employer
What Can Your Employer Find Out About Your Bankruptcy? It is common for someone filing for bankruptcy to be concerned about the affect on their current employer. An employer normally would never know that one of their employees has filed for bankruptcy unless they have some type of regular credit background check that gets updated Continue Reading
Charge-offs and Bankruptcy
On credit reports, some unpaid debts may be noted as “Charged Off” by creditors. This means the the creditor has written this debt off of there books and considered it as bad debt. It does not mean that they cannot continue to collect on the debt. They may continue to contact you about the debt Continue Reading
Bankruptcy Can Help You Live Without Credit Cards
Dependency on Credit Cards Are you using your credit cards to get by every month? Do you pay off as much as you can on your credit card debt, yet never seem to make a dent in your debt? Your debt seems to only be growing larger and larger with fees, interest, late charges. You Continue Reading
Discharge Credit Card Debt With Bankruptcy
It is widely known that a chapter 7 bankruptcy can eliminate or discharge credit card debt if all of the bankruptcy requirements under the bankruptcy code are fulfilled, but what actually happens to all of your credit card accounts after you file for bankruptcy? Here’s some information on what happens with your credit card accounts. Continue Reading