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Monthly Archives: March 2017

Did Your Bankruptcy Get Dismissed?

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The Difference Between Dismissed and Discharged It is important to understand the difference between dismissed and discharged in the context of a bankruptcy filing. They are significantly different. A discharge is a good thing and a dismissal is not always a good thing. A discharge is when debt is essentially erased. Debt is not erased Continue Reading

Can Bankruptcy Make Your Life Happy Again?

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Is It Possible To Say Bankruptcy Can Cause Happiness? When you need to file a bankruptcy, there is nothing but positive affects from the actual bankruptcy filing. Maybe it could even make you happy. It is important to keep in mind that the bankruptcy is not the problem. Debt is the problem and bankruptcy is Continue Reading

You Probably Won’t Lose Your Home in Bankruptcy

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Does Bankruptcy Make You Lose Your Home? Losing a home is a tragic event on its own. Getting your home taken from you can also be a very emotional event especially if the home holds many family memories and history over a long period of time. The loss of a house is tough just as Continue Reading

Bankruptcy Confidentiality and Privacy: Are Bankruptcy Filings Public?

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Is there such thing as bankruptcy confidentiality and privacy? It should not be a surprise to anyone that one of the most important concerns of those considering filing for bankruptcy is privacy and confidentiality. There is a lot of information out there on the internet that states that bankruptcy is public information. People are worried Continue Reading

What Filing For Bankruptcy Means?

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What Does It Mean When A Person or Business Files for Bankruptcy? If you heard the phrase “file for bankruptcy” before, but you’ve never needed to file for bankruptcy, you may have wondered what filing for bankruptcy means. There are many other phrases used like “file bk”, “go bankrupt”, or “went bankrupt”. In context: I Continue Reading

Business Bankruptcy

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Can You Discharge Debt from Your Business with a Business Bankruptcy? Business owners take on a lot of risk to make their businesses work. Many entrepreneurs take on debt to launch their businesses. There are many different types of debt you can use to start a business. Some investors will invest in an opportunity with Continue Reading

Gambling Debt Can Be Wiped Out In Bankruptcy

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What Qualifies as Gambling Debt? In this week of March Madness, we are addressing a common issue related to sports… gambling debt! Many of us travel to Las Vegas and bet on sports or play games in Native American casinos here in California. Here in the Inland Empire, places like San Manuel Indian Bingo and Continue Reading

Bankruptcy Trustee: Who Are They And What Do They Do?

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Bankruptcy Trustee Terms If you’ve done any research on bankruptcy, you probably have seen the word Bankruptcy Trustee brought up at one time or another. A Bankruptcy Trustee is often thought of as someone handling the bankruptcy case. You have probably also heard the words Trustee Meeting or Bankruptcy Trustee Meeting. This meeting can also Continue Reading

Business Loans After Bankruptcy

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Check out this excellent article on how to get business loans after filing bankruptcy from our friends at First Capital Business Finance. This information supports the fact that a bankruptcy is not the end of your credit. It may actually provide you with more opportunities for loans by clearing your credit record. It is plainly Continue Reading

Understand Your Debt Collection Rights Under FDCPA

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FDCPA Violations You have rights as a debtor even if you are behind in payments and your debt is in collections. Being behind on payments doesn’t turn you into Mad Max under Marshall Law where the creditors or collectors can do anything they want to get you to pay them. There are rules they must Continue Reading

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