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Monthly Archives: April 2017

The Worst Bankruptcy Advice We’ve Ever Heard

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We are experts at providing bankruptcy advice, but we’ve also heard our fair share of advice that has been given to people from other sources. Here’s a collection of them for your amusement. Bad Bankruptcy Advice 1. Bankruptcy will ruin your credit Filing a bankruptcy does impact your credit score, but, if you are looking Continue Reading

Bankruptcy Filings Are Up for 2017

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The Central District of California reports that Chapter 7 and Chapter 13 bankruptcy filings have increased in the first quarter of 2017. The Central District includes San Luis Obispo County, Los Angeles County, Santa Barbara County, Ventura County, Orange County, San Bernardino County, and Riverside County. Over the months of January, February, and March, Chapter Continue Reading

Can A Creditor Object To A Discharge?

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Creditors Can Fight Bankruptcy When a chapter 7 or chapter 13 bankruptcy is filed, does the debtor, the one who filed for bankruptcy, have an absolute right to a discharge of all the debts? Is a discharge of debt an automatic event that happens after a bankruptcy is filed? Unfortunately for the debtor, the creditor Continue Reading

US Bankruptcy Court Recommends Using an Attorney

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If you’ve never been in court or have never dealt with any legal issues, a formal legal process for anything can be intimidating. There are a lot of complicated procedures to follow and you may feel powerless to the process. Law firms are usually there to help with very serious matters. Any good law firm Continue Reading

Credit Repair vs Bankruptcy?

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You might be wondering why there is a question mark in the title of this article: Credit Repair vs Bankruptcy? We are making a point with the question mark. We know that some people perceive credit repair and bankruptcy as options for problems they are facing, but, in reality, these two options are not comparable Continue Reading

How To Prepare For Bankruptcy

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It is illegal to premeditate a bankruptcy. This means that any spending done with a future bankruptcy filing in mind will suspend the debt from being discharged. In plain English: You can’t buy a buy a bunch of stuff, rack up debt and then file for bankruptcy and wipe out all the debt. It’s not Continue Reading

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