Tag Archives: credit repair

You might be wondering why there is a question mark in the title of this article: Credit Repair vs Bankruptcy? We are making a point with the question mark. We know that some people perceive credit repair and bankruptcy as options for problems they are facing, but, in reality, these two options are not comparable Continue Reading

A bankruptcy can be the best way to begin repairing your credit. The first, most important part of repairing credit is to stop negative debt entries on your credit report. The only way to stop negative reports or marks on your credit report is to cure the debt and stop your creditors from reporting negatives Continue Reading

On credit reports, some unpaid debts may be noted as “Charged Off” by creditors. This means the the creditor has written this debt off of there books and considered it as bad debt. It does not mean that they cannot continue to collect on the debt. They may continue to contact you about the debt Continue Reading

Many clients come to us after going through difficult experiences with debt consolidation companies. We’ve heard about a wide range of experiences from clients regarding debt consolidation companies. Most people will pay service fees anywhere from several hundred to a thousand dollars a month to “potentially” consolidate debt. The debts that they are unable to Continue Reading