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Tag Archives: fdcpa

Understand Your Debt Collection Rights Under FDCPA

FDCPA Violations You have rights as a debtor even if you are behind in payments and your debt is in collections. Being behind on payments doesn’t turn you into Mad Max under Marshall Law where the creditors or collectors can do anything they want to get you to pay them. There are rules they must Continue Reading

Charge-offs and Bankruptcy

On credit reports, some unpaid debts may be noted as “Charged Off” by creditors. This means the the creditor has written this debt off of there books and considered it as bad debt. It does not mean that they cannot continue to collect on the debt. They may continue to contact you about the debt Continue Reading