Tag Archives: orange county bankruptcy lawyer
Will Your Employer Find Out About Your Bankruptcy?
A bankruptcy is a private matter although bankruptcy court is a public arena. Your attorney will be working under a client confidentiality agreement in which the attorney and law firm is not to provide any information to unauthorized parties. Those who are employed and need to file bankruptcy may be concerned about the privacy issues Continue Reading
When Is It the Right Time for Debt Settlement?
Debt settlement and debt consolidation can be a good solution for the right type of situation. If you are dealing with unsecured debt with multiple creditors, you may need to hire a debt settlement company to help you negotiate your debts with your creditors. A bankruptcy can certainly wipe out debt with creditors, but if Continue Reading
What Documents Do You Need To File Bankruptcy?
A number of concerns about bankruptcy are around a fear of the time commitment needed to file for bankruptcy. People are expecting piles of paperwork and tons of meetings, but this is simply not the case for a number of reasons. Your credit background can get very complicated with garnishments, levies, judgments, late notices, multiple Continue Reading
Bankruptcy Can Eliminate Consumer Debt
Are you a victim of our consumerist society? Did all of the seasonal sales and holiday vacations get your finances in a bind that you were not expecting? Did the credit card special offers pile up into a large sum of debt with minimum payments you cannot afford? These are all common scenarios in building Continue Reading
Home Equity on the Rise in Orange County and Inland Empire! What does it mean for you?
It is great to see the real estate values of Orange County rise up 20 to 30% in the past year for our homeowners. Although this is great news, some homeowners will not be able to access the equity in their homes due to credit or debt issues. So, as your home value increases, you Continue Reading
Pay-day Loans Can Be Eligible for Discharge in a Chapter 7 Bankruptcy
This is a quick reminder that most payday loans or cash advance loans can be discharged in Chapter 7 bankruptcy if they are not secured by an asset and if you qualify for Chapter 7 bankruptcy. Many pay-day loans have been considered as predatory lending due to the interest rates that pay-day loan companies charge. Continue Reading
Tax Deadline Does Not Impact Bankruptcy Filing
The tax deadline is coming up here on April 15th to get your taxes filed. So, how does the tax deadline impact your bankruptcy filing if you need to file for bankruptcy to stop collections activities? The tax deadline does not have any impact on your bankruptcy filing. If you need to file bankruptcy to Continue Reading
Will Bankruptcy Discharge Your Mortgage?
Clients call in about many different types of debt, but one type of debt that is usually the most important to our clients is their mortgage debt. Mortgage debt is usually the largest debt amount for most home owners. Filing for bankruptcy does not always mean that you will lose your home and wipe out Continue Reading
Is Your Income Too High For Bankruptcy?
Today, the economy seems to have recovered from the past recession. In your personal situation, you may be back to your normal income and employment may have already stabilized, but if you still have left-over debt that needs to be resolved as a result of an income interruption, bankruptcy can still be an option for Continue Reading
Bankruptcy or Debt Settlement?
People who are on the fence about bankruptcy also tend to look at debt settlement as an alternate solution. There are definitely situations where a bankruptcy is less favorable than debt settlement, but you should learn the facts for both. Considering both solutions means that you should learn the process for both services including cost, Continue Reading