Tag Archives: santa ana bankruptcy lawyer
Pay-day Loans Can Be Eligible for Discharge in a Chapter 7 Bankruptcy
This is a quick reminder that most payday loans or cash advance loans can be discharged in Chapter 7 bankruptcy if they are not secured by an asset and if you qualify for Chapter 7 bankruptcy. Many pay-day loans have been considered as predatory lending due to the interest rates that pay-day loan companies charge. Continue Reading
Tax Deadline Does Not Impact Bankruptcy Filing
The tax deadline is coming up here on April 15th to get your taxes filed. So, how does the tax deadline impact your bankruptcy filing if you need to file for bankruptcy to stop collections activities? The tax deadline does not have any impact on your bankruptcy filing. If you need to file bankruptcy to Continue Reading
Is It Ok to Ignore Your Collection Calls?
If you have past due debt, you may be getting collection calls from the company you owe the debt to or from a collections agent that is working for the creditor. The creditor may also sell the debt to another collections company that has more time to focus on collecting a debt. You may be Continue Reading
Do I have Too Little Debt to File Bankruptcy?
How Much Debt Do You Need to File Bankruptcy? A Chapter 7 bankruptcy is the most common type of consumer bankruptcy to get rid of debt that you cannot afford to keep. Whether it is debt from medical treatment, credit card purchases, pay day loans, or left over debt from a repossession, a Chapter 7 Continue Reading
What Happens If the Court Dismisses Your Bankruptcy?
There are several ways a bankruptcy case that was filed in court can be dismissed. The court may choose to dismiss a bankruptcy case if requested documents are not filed or if the filer does not qualify for a bankruptcy. A dismissal is not the end of your chances of getting a bankruptcy completed through Continue Reading
Paralegal Doc Prep vs. Attorney Bankruptcy
When shopping for a bankruptcy service, you may come across paralegal services who advertise $200 document preparation services. You need to know what the difference between an attorney represented service and a paralegal document preparation service is. First of all, document preparation services do not need to be done by certified paralegals only. Sometimes, it Continue Reading
Student Loan Reform and Bankruptcy
Student loan payment is currently a hot topic in the news. Many people are waiting for student loan reform to help ease some financial problems. The issue is that interest rates are scheduled to go up in July and the concern is around people being able to afford the payment once the interest rates reset. Continue Reading