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Tag Archives: payday loans

Pay-day Loans Can Be Eligible for Discharge in a Chapter 7 Bankruptcy

This is a quick reminder that most payday loans or cash advance loans can be discharged in Chapter 7 bankruptcy if they are not secured by an asset and if you qualify for Chapter 7 bankruptcy. Many pay-day loans have been considered as predatory lending due to the interest rates that pay-day loan companies charge. Continue Reading

Bankruptcy and Payday Loans

A payday loan, also known as a paycheck advance or cash advance, is defined as a short term loan made available to those expecting a paycheck in the future to repay the debt. The interest rates on these loans are not usually calculated and presented in the same way a credit card interested rate is Continue Reading

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