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Tag Archives: chapter 7 bankruptcy

What CANNOT Be Discharged in Bankruptcy?

There are debts that are not able to be discharged in Chapter 7 bankruptcy. Bankruptcy code has information that allows certain debts to be discharged and some cannot be discharged at all. It may surprise you to find out how few debts cannot be discharged in a bankruptcy.  Surprisingly, some of the hottest topics in Continue Reading

What Documents Do You Need To File Bankruptcy?

A number of concerns about bankruptcy are around a fear of the time commitment needed to file for bankruptcy. People are expecting piles of paperwork and tons of meetings, but this is simply not the case for a number of reasons. Your credit background can get very complicated with garnishments, levies, judgments, late notices, multiple Continue Reading

Privacy: Bankruptcy Is A Personal Affair

Does Privacy Exist for Bankruptcy Filers? For those who are considering bankruptcy as an option, a major factor has always been your privacy while filing. The thought of a bankruptcy being “public information” makes the process seem like it would allow the public to see that you have filed for bankruptcy. What needs to be Continue Reading

How Long Does Bankruptcy Take to Stop Collections?

Collections activities make it very difficult to keep your cash in your bank. The most common collections activities are repossessions, wage garnishments, and bank account levies. A wage garnishment occurs when a judgment is ruled against you in court by one of your creditors who, in-turn, initiates a wage garnishment collection activity with the authorities. Continue Reading

Where Can You Find Info on Student Loan Forgiveness?

Student loan debt is a hot topic in the US today because most students will graduate with student loan debt looming over them and student loan debt in the US is at an all-time high. So, where is the best place to start when you are looking for student loan debt forgiveness? Start with your Continue Reading

Pay-day Loans Can Be Eligible for Discharge in a Chapter 7 Bankruptcy

This is a quick reminder that most payday loans or cash advance loans can be discharged in Chapter 7 bankruptcy if they are not secured by an asset and if you qualify for Chapter 7 bankruptcy. Many pay-day loans have been considered as predatory lending due to the interest rates that pay-day loan companies charge. Continue Reading

Can You File Bankruptcy Without an Attorney?

If you are short on funds and cannot afford a law office to help you due to high prices, you may be able to file on your own in a bankruptcy. How do you know when you can file on your own and when you need a law office and bankruptcy attorney to help you? Continue Reading

Do I have Too Little Debt to File Bankruptcy?

How Much Debt Do You Need to File Bankruptcy? A Chapter 7 bankruptcy is the most common type of consumer bankruptcy to get rid of debt that you cannot afford to keep. Whether it is debt from medical treatment, credit card purchases, pay day loans, or left over debt from a repossession, a Chapter 7 Continue Reading

Paralegal Doc Prep vs. Attorney Bankruptcy

When shopping for a bankruptcy service, you may come across paralegal services who advertise $200 document preparation services. You need to know what the difference between an attorney represented service and a paralegal document preparation service is. First of all, document preparation services do not need to be done by certified paralegals only. Sometimes, it Continue Reading

How Much Should You Pay an Attorney to File Bankruptcy?

The purpose of this article is to get everyone on the same page for bankruptcy pricing. We aim to provide the facts on how attorneys are pricing their services and what you really need to know about what you are paying for when you pay a law office or paralegal for bankruptcy services. For now, Continue Reading