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Tag Archives: bk riverside

2nd Mortgage Charged-Off

What does it mean if a 2nd mortgage on real estate is “charged-off”? If you had a Home Equity Line of Credit (or HELOC) on your home or if you had a purchase money 2nd loan that was not paid, some banks will charge-off the debt. This designation can be seen on a credit report Continue Reading

Employment and Bankruptcy

Now that our economy is well on its way to recovery, many of those who were unemployed through the recession are now able to find employment opportunities in our areas of service in Riverside and Orange County. So, how do you deal with a bankruptcy while you are employed? Does your employer need to know? Continue Reading

How Much Credit Card Debt Do I Need to File Bankruptcy?

If you are asking yourself whether you have enough credit card debt to file for bankruptcy, now may be the right time for you to do it. Putting off a bankruptcy will only place you in a more and more urgent position to get your bankruptcy filed. There is no specific minimum amount of credit Continue Reading

How to Avoid Over-Paying For a Riverside Bankruptcy Attorney

You have many choices in the Riverside County area to choose a bankruptcy attorney to work with. Bankruptcy Law Professionals will always encourage our clients to take the time to choose the Riverside bankruptcy attorney that best suits your needs. As we mention in our advertising, price is important, but make sure you are using Continue Reading

How Do You Decide Between Chapter 7 and Chapter 13 Bankruptcy?

One of the most common questions we get on our phone lines is this: “What is the difference between a Chapter 7 and Chapter 13 bankruptcy?” The simple answer is that a Chapter 7 is the most common consumer level bankruptcy for unsecured debt, and Chapter 13 is a type of bankruptcy that involves a re-organization Continue Reading

Bankruptcy Attorney in Riverside for Inland Empire

Our bankruptcy law office in Riverside is able to reach much more than just Riverside, CA, for our bankruptcy clients. Our bankruptcy attorney in Riverside has helped clients in Riverside County and San Bernardino County. We have helped clients located in Fontana, Rancho Cucamonga, as well as further south in Murrieta and Temecula. A centralized Continue Reading

What Does Bankruptcy Protection Mean?

What does Bankruptcy Protection really mean? What does bankruptcy protection actually protect for the average consumer? When you read a press release about a company or individual filing for bankruptcy, it is common to hear the phrase “…has declared bankruptcy and is reorganizing under bankruptcy protection” or “…has filed for Chapter 7 bankruptcy protection”. The Continue Reading

Creditors Force Stockton Bankruptcy

The city of Stockton is now filing for bankruptcy. What can consumers learn from the bankruptcy filing of a city? We can take a look at how the city’s dealings with their creditors finally pushed them into bankruptcy. Stockton went through countless hours of meetings with their creditors to see if they can negotiate payment Continue Reading

Student Loan Reform and Bankruptcy

Student loan payment is currently a hot topic in the news. Many people are waiting for student loan reform to help ease some financial problems. The issue is that interest rates are scheduled to go up in July and the concern is around people being able to afford the payment once the interest rates reset. Continue Reading

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