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Tag Archives: chapter 13 orange county

Loan Modification and Short Sale Dual Tracking

Many families and individuals who are dealing with an upside down mortgaged home and an unaffordable mortgage payment have sought relief via loan modification. Unfortunately, there are major financial institutions that continue to entertain the possibility of a loan modification while they also simultaneously pursue a foreclosure through a foreclosure sale or auction. It is Continue Reading

How Do You Decide Between Chapter 7 and Chapter 13 Bankruptcy?

One of the most common questions we get on our phone lines is this: “What is the difference between a Chapter 7 and Chapter 13 bankruptcy?” The simple answer is that a Chapter 7 is the most common consumer level bankruptcy for unsecured debt, and Chapter 13 is a type of bankruptcy that involves a re-organization Continue Reading