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Tag Archives: inland empire bankruptcy

How Bankruptcy Affects Your Credit

One of the most common questions we are asked here at Bankruptcy Law Professionals is about how the bankruptcy will impact your credit. Over years and years of experience, we can confidently state that in most of our bankruptcy client cases, the overwhelming long term result is an IMPROVEMENT of credit score. You read that Continue Reading

2nd Mortgage Charged-Off

What does it mean if a 2nd mortgage on real estate is “charged-off”? If you had a Home Equity Line of Credit (or HELOC) on your home or if you had a purchase money 2nd loan that was not paid, some banks will charge-off the debt. This designation can be seen on a credit report Continue Reading

How Much Credit Card Debt Do I Need to File Bankruptcy?

If you are asking yourself whether you have enough credit card debt to file for bankruptcy, now may be the right time for you to do it. Putting off a bankruptcy will only place you in a more and more urgent position to get your bankruptcy filed. There is no specific minimum amount of credit Continue Reading

When Can You File Bankruptcy Again After You Have Filed in the Past?

Bankruptcy has a fixed schedule of events after your bankruptcy has been filed and discharged in the past. Many who have a bankruptcy filing in their past may be looking to file bankruptcy again after this historic recession we are continuing to recover from. There was a large number of filings in 2005 when the Continue Reading

Bankruptcy Without an Attorney

Filing a bankruptcy without an attorney or attorney representation (also known as “Pro Se” or “in Pro Per”) is not advisable, but if you have already filed your bankruptcy on your own and still need help to complete the filing to get it to discharge, you scan still hire Bankruptcy Law Professionals to help you Continue Reading

2011 Tax Filing and Bankruptcy

Don’t let the tax filing deadline discourage you from filing for bankruptcy if you have an urgent situation at hand. If you are dealing with a wage garnishment, bank account levy, or any other collection activity that is interrupting your life, the tax filing deadline should not stop you from filing for bankruptcy or finding Continue Reading

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