Tag Archives: bankruptcy orange county

Creditor harassment is common across our clients in both Orange County and Riverside or Inland Empire areas. Creditors or collections companies are sometimes aggressive in collections activities especially with phone calls to your personal cell phone or home. Some may even contact you at your place of work. It is legal for a creditor collect Continue Reading

We’ve recently seen multiple articles focused on bankruptcy fraud. Here are a few that have received attention from the media in the past few days: Michael Mastro Bankruptcy Fraud Toni Braxton Bankruptcy Fraud So, how exactly did they break the law and how was it defined as bankruptcy fraud? When an individual files for Chapter Continue Reading

Orange County bankruptcy court is located in Santa Ana, CA. Bankruptcy Law Professionals has been working with the Santa Ana bankruptcy court system since inception. We have a close ear to the pace and workflow of the bankruptcy court in Orange County and have found that, on average, bankruptcies are being processed in about 3 Continue Reading

One of the most common questions we get on our phone lines is this: “What is the difference between a Chapter 7 and Chapter 13 bankruptcy?” The simple answer is that a Chapter 7 is the most common consumer level bankruptcy for unsecured debt, and Chapter 13 is a type of bankruptcy that involves a re-organization Continue Reading

In this competitive environment for Orange County Bankruptcy Attorneys, Bankruptcy Law Professionals has seen competitors come and go. There are always new law firms in Orange County, looking to see if they can enter the bankruptcy market. We have seen many companies come up with similar business names like California Bankruptcy Professionals or Bankruptcy Attorney Continue Reading

Loan Modifications have been in our local real estate language for several years now. Programs under HAMP or Home Affordable Modification Program have many different programs that are supposedly available to homeowners like HARP or Home Affordable Refinance Program or HARP 2.0. The end-date for HARP according to the Making Home Affordable website is December Continue Reading

What Can Your Employer Find Out About Your Bankruptcy? It is common for someone filing for bankruptcy to be concerned about the affect on their current employer. An employer normally would never know that one of their employees has filed for bankruptcy unless they have some type of regular credit background check that gets updated Continue Reading

What does Bankruptcy Protection really mean? What does bankruptcy protection actually protect for the average consumer? When you read a press release about a company or individual filing for bankruptcy, it is common to hear the phrase “…has declared bankruptcy and is reorganizing under bankruptcy protection” or “…has filed for Chapter 7 bankruptcy protection”. The Continue Reading

Many members of our community in Southern California are looking to bankruptcy to relieve financial problems with medical bills. If you have ever had a medical emergency without proper medical insurance, you know that medical costs are very expensive. Many people who are getting by on unemployment or low wages in the wake of the Continue Reading

The city of Stockton is now filing for bankruptcy. What can consumers learn from the bankruptcy filing of a city? We can take a look at how the city’s dealings with their creditors finally pushed them into bankruptcy. Stockton went through countless hours of meetings with their creditors to see if they can negotiate payment Continue Reading