Tag Archives: riverside bankruptcy lawyer

Many are nervous about entering the bankruptcy process with all of the outstanding requirements that are written about online. Our offices in Orange County and Riverside CA have met with thousands of clients who found it challenging to track down all the requirements involved in filing for bankruptcy. Many people feel overwhelmed by what they Continue Reading

Credit card debt is a common part of life in domestic households. We use credit cards to pay for things that we should be able to pay for over time if everything in your financial life goes in its expected direction. A financial emergency is what may throw your credit card debt management plan into Continue Reading

As the economy continues to rebound, there are many positive changes in the economic environment. More jobs means more income for those who have had a hard time finding employment through the recession. More income is usually a very positive change in your life unless your creditors intercept your earnings through a wage garnishment. While Continue Reading

What does it mean if a 2nd mortgage on real estate is “charged-off”? If you had a Home Equity Line of Credit (or HELOC) on your home or if you had a purchase money 2nd loan that was not paid, some banks will charge-off the debt. This designation can be seen on a credit report Continue Reading

Each year during tax season, potential clients are always curious to know about federal and state income tax filings and how they will relate to a bankruptcy. Some may find it difficult to manage income tax and other personal financial matters such as bankruptcy all at the same time, but with the assistance of our Continue Reading

Now that our economy is well on its way to recovery, many of those who were unemployed through the recession are now able to find employment opportunities in our areas of service in Riverside and Orange County. So, how do you deal with a bankruptcy while you are employed? Does your employer need to know? Continue Reading

Mortgage and real estate debt problems continue to impact many people in the Inland Empire and Orange County areas even years after the financial crisis of 2008. Even if you have resolved your real estate issues through short sale or foreclosure, you may still have added to your outstanding credit amounts with unsecured debts like Continue Reading

HARP (Home Affordable Refinance Program) is a well know program which utilizes funds provided by the government. The HARP program has gone through a few iterations, the original HARP and HARP 2.0. There is no official designation of HARP 2.0 on the Making Home Affordable website, but the biggest change was eliminating the cap of Continue Reading

If you are asking yourself whether you have enough credit card debt to file for bankruptcy, now may be the right time for you to do it. Putting off a bankruptcy will only place you in a more and more urgent position to get your bankruptcy filed. There is no specific minimum amount of credit Continue Reading

If you are in the process of a short sale, a bankruptcy may be the next step after your short sale to shore up all of your debt and help your credit improve. Today, a short sale seems commonplace among the Riverside and Orange County areas. Southern California has taken a significant impact from the Continue Reading