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Tag Archives: riverside bankruptcy attorney

Secured or Unsecured Debt

There are a few different categories of debt that people normal consumers deal with on a daily basis. In the world of credit and loans, we see many different names for loan products like payday loans, cash advance loans, interest-only mortgage, sub-prime mortgage, hard money loans, casino markers, student loans, and countless others. All of Continue Reading

Weekend Activities Need Not Be Expensive!

Happy Friday to all. This post is simply a reminder that weekend activities do not need to be expensive to be fun. If you are in Southern California as we are, there are many activities in our great cities and counties that are nearly free to you. If you are not in Southern California, you Continue Reading

Do You Need To Wait Until The End of the Bankruptcy Process To Discharge Debt?

We get many calls and questions around how long the bankruptcy process takes to be over and discharge debt. It is actually not necessary for you to wait all the way until the discharge of your debt at the end of the bankruptcy process in order to relieve you from your collections and debt issues. Continue Reading

Where Can You Find Info on Student Loan Forgiveness?

Student loan debt is a hot topic in the US today because most students will graduate with student loan debt looming over them and student loan debt in the US is at an all-time high. So, where is the best place to start when you are looking for student loan debt forgiveness? Start with your Continue Reading

Pay-day Loans Can Be Eligible for Discharge in a Chapter 7 Bankruptcy

This is a quick reminder that most payday loans or cash advance loans can be discharged in Chapter 7 bankruptcy if they are not secured by an asset and if you qualify for Chapter 7 bankruptcy. Many pay-day loans have been considered as predatory lending due to the interest rates that pay-day loan companies charge. Continue Reading

Bankruptcy Is a Realistic Option

For many average consumers out there, bankruptcy is one thing that your parents and your colleagues tell you to avoid though out your life. When it comes to debt, all solutions should be considered if you are trying to resolve your debt when you are unable to make payments to pay it off. So, is Continue Reading

Bankruptcy: The Earlier, The Better

If you are in a difficult financial situation, don’t fool yourself into thinking that your situation will be changing if there is no evidence of future cash flow coming in soon to resolve your situation. If you are unemployed and do not have any prospects in the future, you need to explore a new solution. Continue Reading

Tax Deadline Does Not Impact Bankruptcy Filing

The tax deadline is coming up here on April 15th to get your taxes filed. So, how does the tax deadline impact your bankruptcy filing if you need to file for bankruptcy to stop collections activities? The tax deadline does not have any impact on your bankruptcy filing. If you need to file bankruptcy to Continue Reading

Is Your Income Too High For Bankruptcy?

Today, the economy seems to have recovered from the past recession. In your personal situation, you may be back to your normal income and employment may have already stabilized, but if you still have left-over debt that needs to be resolved as a result of an income interruption, bankruptcy can still be an option for Continue Reading

Do I have Too Little Debt to File Bankruptcy?

How Much Debt Do You Need to File Bankruptcy? A Chapter 7 bankruptcy is the most common type of consumer bankruptcy to get rid of debt that you cannot afford to keep. Whether it is debt from medical treatment, credit card purchases, pay day loans, or left over debt from a repossession, a Chapter 7 Continue Reading