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Tag Archives: government loan modification

HARP 2 – Home Affordable Refinance Program – What You Need to Know

If you haven’t read the latest official guidelines for the revamped HARP 2 or HARP 2.0 program, here they are: The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae. The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009. The mortgage cannot have Continue Reading

The Problem With Government Loan Modification Programs

Here is the list of current home loan modification programs available to consumers who are trying to keep their home: Home Affordable Modification Program SM (HAMPSM) Principal Reduction Alternative SM (PRA) Second Lien Modification Program (2MP) FHA Home Affordable Modification Program (FHA-HAMP) USDA’s Special Loan Servicing Veteran’s Affairs Home Affordable Modification (VA-HAMP) Home Affordable Foreclosure Continue Reading

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