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HARP 2 – Home Affordable Refinance Program – What You Need to Know

If you haven’t read the latest official guidelines for the revamped HARP 2 or HARP 2.0 program, here they are: The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae. The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009. The mortgage cannot have Continue Reading

Stock Market Plunge and How Bankruptcy Can Help

This past week we saw the stock market take another tumble due to poor employment numbers for the past month basically erasing any stock market recovery in all of 2012. Employment may take several years to recover to the numbers that we say before the recession. There are many people waiting on the sidelines expecting Continue Reading