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The Worst Bankruptcy Advice We’ve Ever Heard

We are experts at providing bankruptcy advice, but we’ve also heard our fair share of advice that has been given to people from other sources. Here’s a collection of them for your amusement. Bad Bankruptcy Advice 1. Bankruptcy will ruin your credit Filing a bankruptcy does impact your credit score,...
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Bankruptcy Filings Are Up for 2017

The Central District of California reports that Chapter 7 and Chapter 13 bankruptcy filings have increased in the first quarter of 2017. The Central District includes San Luis Obispo County, Los Angeles County, Santa Barbara County, Ventura County, Orange County, San Bernardino County, and Riverside County. Over the months of...
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Can A Creditor Object To A Discharge?

Creditors Can Fight Bankruptcy When a chapter 7 or chapter 13 bankruptcy is filed, does the debtor, the one who filed for bankruptcy, have an absolute right to a discharge of all the debts? Is a discharge of debt an automatic event that happens after a bankruptcy is filed? Unfortunately...
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US Bankruptcy Court Recommends Using an Attorney

If you’ve never been in court or have never dealt with any legal issues, a formal legal process for anything can be intimidating. There are a lot of complicated procedures to follow and you may feel powerless to the process. Law firms are usually there to help with very serious...
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Credit Repair vs Bankruptcy?

You might be wondering why there is a question mark in the title of this article: Credit Repair vs Bankruptcy? We are making a point with the question mark. We know that some people perceive credit repair and bankruptcy as options for problems they are facing, but, in reality, these...
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How To Prepare For Bankruptcy

It is illegal to premeditate a bankruptcy. This means that any spending done with a future bankruptcy filing in mind will suspend the debt from being discharged. In plain English: You can’t buy a buy a bunch of stuff, rack up debt and then file for bankruptcy and wipe out...
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Did Your Bankruptcy Get Dismissed?

The Difference Between Dismissed and Discharged It is important to understand the difference between dismissed and discharged in the context of a bankruptcy filing. They are significantly different. A discharge is a good thing and a dismissal is not always a good thing. A discharge is when debt is essentially...
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Can Bankruptcy Make Your Life Happy Again?

Is It Possible To Say Bankruptcy Can Cause Happiness? When you need to file a bankruptcy, there is nothing but positive affects from the actual bankruptcy filing. Maybe it could even make you happy. It is important to keep in mind that the bankruptcy is not the problem. Debt is...
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