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What Filing For Bankruptcy Means?

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What Does It Mean When A Person or Business Files for Bankruptcy? If you heard the phrase “file for bankruptcy” before, but you’ve never needed to file for bankruptcy, you may have wondered what filing for bankruptcy means. There are many other phrases used like “file bk”, “go bankrupt”, or...
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Business Bankruptcy

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Can You Discharge Debt from Your Business with a Business Bankruptcy? Business owners take on a lot of risk to make their businesses work. Many entrepreneurs take on debt to launch their businesses. There are many different types of debt you can use to start a business. Some investors will...
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Gambling Debt Can Be Wiped Out In Bankruptcy

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What Qualifies as Gambling Debt? In this week of March Madness, we are addressing a common issue related to sports… gambling debt! Many of us travel to Las Vegas and bet on sports or play games in Native American casinos here in California. Here in the Inland Empire, places like...
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Bankruptcy Trustee: Who Are They And What Do They Do?

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Bankruptcy Trustee Terms If you’ve done any research on bankruptcy, you probably have seen the word Bankruptcy Trustee brought up at one time or another. A Bankruptcy Trustee is often thought of as someone handling the bankruptcy case. You have probably also heard the words Trustee Meeting or Bankruptcy Trustee...
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Business Loans After Bankruptcy

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Check out this excellent article on how to get business loans after filing bankruptcy from our friends at First Capital Business Finance. This information supports the fact that a bankruptcy is not the end of your credit. It may actually provide you with more opportunities for loans by clearing your...
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Understand Your Debt Collection Rights Under FDCPA

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FDCPA Violations You have rights as a debtor even if you are behind in payments and your debt is in collections. Being behind on payments doesn’t turn you into Mad Max under Marshall Law where the creditors or collectors can do anything they want to get you to pay them....
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How To Build Good Credit History and a Improve Credit Scores

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Obvious Ways To Improve Credit Scores There are the well known ways to have good credit history and to improve credit scores. Plenty of sites provide these recommendations and they are fairly simple. We will list those ways for you here and won’t spend too much time on them because you...
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Subprime Auto Loans Can Be A Good Option But Also Problematic

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Nearly everyone, at some point in their life, may use a loan for an automobile. Some people might opt for a used vehicle while others prefer a brand new one. Prices vary greatly, depending on where you live, what type of vehicle you are looking for, and what kind of...
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Debt That Does Not Discharge In Bankruptcy

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When paperwork is filed at the beginning of a bankruptcy proceeding, most debt that was incurred previous to the bankruptcy filing is subject to discharge in the bankruptcy except for some specific types of debts. Student loan debt is not usually discharged by any bankruptcy filing. However, there are certain...
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Health Care Medical Debt Top Cause of Bankruptcy

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Health care costs have always been one of the biggest concerns for just about every family in America. The costs associated with health care not only continue to rise, they continue to create financial problems and strain for many families, often becoming completely overwhelming. This is especially the case when...
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