NACBA Member
Are You Getting Sued By Creditors for Collections?
A Bankruptcy Can Stop All Judgments and Collections Activities
Getting sued by creditors can be a stressful situation that seems to be completely out of your control. A bankruptcy can put the control completely back into your hands. A Chapter 7 or Chapter 13 bankruptcy filing will stop all judgments from moving forward and stop all collections activities from occurring whether you are being threatened with a law suit by one or more of your creditors or even if you already have a judgment against you in court. We help clients deal with debt from credit cards, bail bonds, payday loans, auto-finance, landlords, utilities, cell phone companies, and many other types of debt.
If you have received a summons from your local court system, it is very likely that you have been instructed to respond within 30 days. This activity means that your creditor has taken control of the situation and is currently taking steps to win a judgment against you in court which will eventually lead to a collection activity. Collections activities as a result of a judgment can include the following:
1. Wage Garnishments (executed by the Sheriff’s department and your employer)
2. Bank Account Levies
3. Liens on Your Property
4. Eviction
If you cannot satisfy the debt, you will most likely face a collection activity like the ones listed above. To stop a judgment and collection activity from happening, contact Bankruptcy Law Professionals. A bankruptcy can stop the collection activity even if the judgment has already been granted to the creditor.
Bankruptcy Law Professionals has several options available to you including Chapter 7, Chapter 13, emergency bankruptcy filing, document preparation services. We have a service that will match any budget that you have to work with.