Tag Archives: debt

If you are looking to eliminate your debt by making payments towards various types of debt like credit cards, auto loans, student loans, cash advance loans, or any others, a good strategy to follow is to try to contribute to your highest interest rate debts first. Prioritizing higher interest rates can help you relieve all Continue Reading

Here’s a great article about a woman who used Chapter 7 bankruptcy to put her finances back on track for the long term future. It is a learning experience that can teach many lessons to those who are in a similar situation. Check out the link below about a brave woman who was dealing with Continue Reading

This article from Market Watch describes 62% of Americans as unable to handle emergency financial situations: Market Watch: Most Americans Are One Paycheck Away From The Street You can prevent yourself from this situation by managing your debt today. Don’t wait until you are in an emergency situation before you manage your debt. If you Continue Reading

Debt settlement and debt consolidation can be a good solution for the right type of situation. If you are dealing with unsecured debt with multiple creditors, you may need to hire a debt settlement company to help you negotiate your debts with your creditors. A bankruptcy can certainly wipe out debt with creditors, but if Continue Reading

Are you a victim of our consumerist society? Did all of the seasonal sales and holiday vacations get your finances in a bind that you were not expecting? Did the credit card special offers pile up into a large sum of debt with minimum payments you cannot afford? These are all common scenarios in building Continue Reading

There are a few different categories of debt that people normal consumers deal with on a daily basis. In the world of credit and loans, we see many different names for loan products like payday loans, cash advance loans, interest-only mortgage, sub-prime mortgage, hard money loans, casino markers, student loans, and countless others. All of Continue Reading

Happy Friday to all. This post is simply a reminder that weekend activities do not need to be expensive to be fun. If you are in Southern California as we are, there are many activities in our great cities and counties that are nearly free to you. If you are not in Southern California, you Continue Reading

Clients call in about many different types of debt, but one type of debt that is usually the most important to our clients is their mortgage debt. Mortgage debt is usually the largest debt amount for most home owners. Filing for bankruptcy does not always mean that you will lose your home and wipe out Continue Reading

If you have past due debt, you may be getting collection calls from the company you owe the debt to or from a collections agent that is working for the creditor. The creditor may also sell the debt to another collections company that has more time to focus on collecting a debt. You may be Continue Reading

If you are a married couple, it is not required for both people in the marriage to file a joint bankruptcy. We have helped many married clients who only had one person file for bankruptcy in the couple. It is a good idea to only file one person if the difficult debts are only in Continue Reading