Tag Archives: bankruptcy santa ana
Bankruptcy and Your Employer
What Can Your Employer Find Out About Your Bankruptcy? It is common for someone filing for bankruptcy to be concerned about the affect on their current employer. An employer normally would never know that one of their employees has filed for bankruptcy unless they have some type of regular credit background check that gets updated Continue Reading
What Does Bankruptcy Protection Mean?
What does Bankruptcy Protection really mean? What does bankruptcy protection actually protect for the average consumer? When you read a press release about a company or individual filing for bankruptcy, it is common to hear the phrase “…has declared bankruptcy and is reorganizing under bankruptcy protection” or “…has filed for Chapter 7 bankruptcy protection”. The Continue Reading
HARP 2 – Home Affordable Refinance Program – What You Need to Know
If you haven’t read the latest official guidelines for the revamped HARP 2 or HARP 2.0 program, here they are: The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae. The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009. The mortgage cannot have Continue Reading
Mammoth Lakes is Filing For Bankruptcy Protection. Should You?
Recently, we have seen the cities in California make the news for filing for bankruptcy protection. Stockton recently made headlines with this and now Mammoth Lakes. If you are in California, chances are, you have enjoyed the Mammoth ski resorts at one time or another. We’ve watched Mammoth Lakes’ growth over the years from the Continue Reading
Creditors Force Stockton Bankruptcy
The city of Stockton is now filing for bankruptcy. What can consumers learn from the bankruptcy filing of a city? We can take a look at how the city’s dealings with their creditors finally pushed them into bankruptcy. Stockton went through countless hours of meetings with their creditors to see if they can negotiate payment Continue Reading
Bankruptcy and Judgements or Court Summons
If you have a creditor who is suing you, it is very likely that you have received a court summons to attend a court date or a judgement as a result of a court date. If you have defaulted on a creditor for 90 days or more, a creditor can take you to court and Continue Reading
HARP Loan Modification and Bankruptcy
If you are working through a HARP or HARP 2.0 loan modification application, you will need to continue to keep an eye on any assigned sale date on your home. If you are facing foreclosure and looking to a HARP loan modification or any other type of loan modification to get your home out of Continue Reading