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Recent Posts by Bankruptcy Law Pros
Filing Bankruptcy During Shutdown: What You Need to Know

How Are the Bankruptcy Courts Operating? Covid-19 has halted, slowed, or changed things we depended on in the past, but the process of filing a consumer Chapter 7 or Chapter 13 bankruptcy has become manageable and simple with the new options that courts and bankruptcy trustees have made available. Filing bankruptcies with the courts is Continue Reading
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Categories: Bankruptcy
Tags: bankruptcy, covid-19, covid-19 bankruptcy
Late Payments More Danger Than Bankruptcy

Generally, people spend their whole lives avoiding bankruptcy as a last resort. Bankruptcy is viewed as a public filing and has a stigma of shame behind it. Some people would rather continue to suffer through late payments on their accounts than face a real solution to the debt. A late payment can be very dangerous Continue Reading
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Categories: Other
Tags: bankruptcy, credit card, credit rating, credit score, debt, late payment, late payments
Your Credit Card Balance Can Impact Your Future

Credit card companies are great at sending you promotions where low interest rates are offered for cash funds or for offering low interest rates to transfer a credit card balance. The low interest rates can sometimes be as low as 0%. It may seem like you aren’t paying for your purchases for a while by Continue Reading
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Categories: Debt
Tags: balance, credit card, debt, late payments, payment
Gymboree Declares Bankruptcy

Gymboree, the well-known children’s apparel store, has filed for bankruptcy on 6/11/2017. The bankruptcy filing is Gymboree’s strategic move to restructure their debt. Gymboree plans to continue to operate the business as it restructures. There are a few lessons to learn about debt and how to manage overwhelming debt when large companies file for bankruptcy. Continue Reading
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Categories: Bankruptcy, News
Tags: bankruptcy, Chapter 13, chapter 7, gymboree, restructure
Today’s Household Debt
Household Debt Composition Today Looks A Lot Different Than The Past Household debt has reached higher levels than before the Great Recession, but today’s debt has new characteristics that make it much more different than pre-recession times. Home mortgages were a major factor in the debt crisis of 2007-2008. Mortgage default in the following years Continue Reading
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Categories: Debt
Tags: bankruptcy, debt, household income, student loans